Identification cards -- Financial transaction cards -- Magnetic stripe data content for track 3
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This standard was last reviewed* in 2013.
ISO/IEC 4909:2006 establishes specifications for financial transaction cards using track 3 and is intended to permit interchange based on the use of magnetic stripe encoded information. It specifies the data content and physical location of read/write information on track 3 and is to be used in conjunction with the relevant parts of ISO/IEC 7811 and ISO/IEC 7812.
ISO/IEC 4909:2006 recognizes the need for formats of track 3 which can be used independently of, or in conjunction with, track 2 as defined in ISO/IEC 7813. This approach is intended to permit the greatest degree of flexibility within the financial community in facilitating international interchange.
Using track 3 in conjunction with track 2 is a mode of operation in both on-line and off-line interchange environments. This mode of operation requires that the original encoded data on track 2 be read; the data on track 3 be read; and, if update is required, all the data on track 3 be rewritten.
Independent use of track 3 is an alternative mode of operation permitting both on-line interchange and off-line interchange based on mutual agreement between interested parties. It requires reading only of the data on track 3 and, if update is required, the rewriting of all the data on track 3.
Document published on: 2006-07-01 Edition: 1 (Monolingual) ICS: 35.240.15 Status: Published Stage: 90.93 (2013-07-11) TC/SC: ISO/IEC JTC 1/SC 17 Number of Pages: 14
Revises: ISO 4909:2000
No corrigenda or amendments available